Three partners. You work with the principals.

Leonard is Apex's managing partner and its specialist in alternative investments. He graduated summa cum laude from Loyola Marymount University and began his career in 2015 at an alternative investment firm, spending roughly five years as a wholesaler before moving into holistic retirement and wealth planning. That path is why alternatives are more than a line item for him. He has seen how these products are built and sold from the inside, which is exactly the perspective you want from the person deciding whether one belongs in your portfolio.

His focus is helping retirees and pre-retirees build income that is designed to last, so the risk of outliving your money gets smaller rather than larger. He is based in Scottsdale and carries Southern California roots.

Joel brings more than thirty years in financial services and a rare combination of credentials: Certified Public Accountant, Certified Financial Planner, and Certified Private Wealth Advisor. He earned a B.S. in accounting from the University of Alabama in 1992 and practiced as a CPA at Wilkins, Miller, P.C. in Mobile before serving as CFO of IPC Industries.

He later worked with large investment firms, advising financial advisors across the Southeast, and earned his CFP in 2011. Joel is based in Birmingham, which is how Apex reaches clients in Alabama. His work blends financial and tax planning, which fits the Apex model exactly: the return and the plan handled by the same people.